You must match the symbol on the active payline to win the payment. Some symbols need to match three symbols before paying, others are paid only when two matches, and the highest value symbol will only give you a login reward.
By arranging the game by replacing other symbols on the reel, it is more likely to get a golden wild symbol. 5 Wealth has 5 reels and up to 15 paylines. You can switch the amount of playback by using the buttons at the bottom of the screen to switch options.